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Payday Loan Lending Laws in Texas Texas Payday Lending laws are similar to the laws from other states that allow payday lending. However these states, and Texas, also regulate payday lending. The terms of the loans can be in the range from 7-31 days, and the amount of the loans can be from $100 up to $350. The finance charge for a $100 payday ...

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Some borrowers, however, use Payday Loans for several months, which can be expensive. Payday Loans (also referred to as Payday Advances, Cash Advances, Deferred Deposit Transactions/Loans) and high-interest loans should be used for short-term financial needs only and not as a long-term financial solution.