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Critics Call 279% Loan A 'Debt Trap' For Poor

A new product from the payday loan industry -- called a 'flex loan' -- carries a whopping 279% annual interest rate.

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Many of the emails and phone calls I get everyday are people asking what options they have for getting out from under their payday loan debt. And the one question I get most is people asking if they can consolidate their payday loans and the great news I get to tell them is you sure can.

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