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Each state regulates payday loans differently, so rates for online payday loans are the same as those you apply for at physical locations in your area. Some states restrict the maximum amount payday lenders can charge for their services.
Payday alternative loans are available through federal credit unions and have applications fees that are capped at $20 for the entire amount of the loan. State credit unions also offer similar short-term, small-dollar loans.
A banned director of a rip-off payday loan firm has resurfaced - at a firm claiming to help consumers get compensation from payday lenders. Payday lenders say they're victims of an avalanche of ...
James Walker, from complaints service Resolver, added: “Of all the mis-selling scandals of recent decades, the millions of payday loans flogged to hard-up people struggling to make ends meet is both tragic and outrageous.