Catherine Opie In Person
Catherine Opie is an American fine arts photographer whose work explores the relationship between mainstream and marginalized societies, with an emphasis ...
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Cutting off the flow of payday loans raises household consumption by an average of 3 percent. Nor is the effect due to people’s inability to smooth out their purchases. An economic model might predict that any rise in consumption from no longer having access to credit would come at the cost of more uneven spending.
JESSICA GRIFFIN / Staff Photographer) Wheeler K. Neff, a former deputy attorney general and banking executive in Delaware, was convicted Monday of federal racketeering charges tied to his work for Main Line payday lending pioneer Charles Hallinan.
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When the bills came due, they often went to high-interest cash lenders on the internet, or in brick-and-mortar loan stores that cluster outside military bases, in spite of significant restrictions on predatory lending under the Military Lending Act. Then, they'd get behind. The debt-collectors' letters and phone calls would start.
In court Friday, Assistant U.S. Attorney Mark Dubnoff argued that there was little difference between the exorbitant fees charged by money-lending mobsters and the annual interest rates approaching 800 percent that were standard on many of Hallinan's loans.