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A payday loan is a short-term, high-interest loan, generally for $500 or less, that’s designed to bridge the gap between paychecks. The quick cash infusion is nice, but when you apply for a payday loan, you may wind up getting more than you bargained for.
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Look into installment loans, but beware of triple-digit APRs. You have limited options when looking for a $5,000 loan with bad credit. Usually, short-term loans are your best bet.
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