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The primary goal of the FDIC as well as the regional non-profits is to assist the estimated 80 million to 100 million so called under-banked Americans avoid overdraft programs or payday loans.

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Blue Trust Loans is an alternative to payday loans. It offers online installment loans with fast turnaround times that you can pay over a fixed repayment schedule, rather than in one lump sum.

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Spotloan is an online lender that offers installment loans of $300 to $800. You can apply in just a few minutes — even if you don't have good credit.

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Gold Star Finance has signature installment loans with easy repayment by installments, and are an accredited Tax Preparer. At Gold Star Finance your good credit record is always kept with all national credit bureaus, creating a good history for you to reply on in future needs.